Frank Zhang张琳

Integrity,Expert,Outstanding

  Buy a Home

Let me help you every step of the way. When purchasing a home, you are faced with a multitude of decisions!

  Sell your Home

When choosing to sell, I will always strive to get you for top dollar for your home in a timely manner.

  Start your Search

Know exactly what you are looking for in your next home? With our search tools you can narrow down your search...

  Home Evaluation

Recent trends and home sales gives me an accurate analysis of your homes worth...

Reports

During the process of buying or selling a home, you'll unearth countless questions. I know how difficult it can be to sift through all the details in order to find answers relevant and meaningful to you. I've put together the following series of reports that provide clear, concise and useful information on a wide range of issues related to real estate. Here you'll find tips on how to save money, real estate insider secrets, renovation advice, and much more.

 

I'd be happy to personally answer any other questions you may have. Remember, I will be here to assist you every step of the way!

  8 Mistakes to Avoid When Buying a Home

You've been saving for awhile, weighing your options, looking around casually. Now you've finally decided to do it - you're ready to buy a house. The process of buying a new home can be incredibly exciting, yet stressful, all at once. Where do you start?

  Benefits of Using a Realtor to Sell your Home

Selling your home is a complex process that can be stressful and time-consuming. An experienced Realtor has the knowledge, skills, and connections to help you through the process every step of the way.

  The Best Asking Price for your Home

Setting a realistic price for your home that reflects current market values will help sell your home quickly and for top dollar. When you price your home properly, you increase the chances that the offer you receive will nearly match your asking price, and that there will be competing offers - which may net you even more in the long run.

  Buy or Sell First?

If you are considering looking for a new house, and are a current home-owner, then chances are you're wondering what your strategy should be: do you wait to find the perfect new home before you put your current home on the market, or do you sell first and then look around? You have a few options. Use the following as a guide to explore what might be the best move for you.

  "Drive-Up Appeal": Get your Property Ready to Show

When preparing your property to show, work your way from the outside in. It is essential that your home possess a certain "drive-up appeal". Remember, a potential buyer's first impression of your house is formed while s/he is still sitting in the realtor's car. So, first you need to view your house from this perspective. Go stand on the opposite curb and observe your property. Compare it to surrounding properties.

  Buying a Home: What Expenses to Expect

Budgeting for a new home can be tricky. Not only are there mortgage installments and the down payment to consider, there are a host of other - sometimes unexpected - expenses to add to the equation. The last thing you want is to be caught financially unprepared, blindsided by taxes and other hidden costs on closing day.

  Hire the Right Agent, For the Right Reasons: 8 Questions to Ask

Finding a real estate agent who is right for you requires doing a little homework, and asking the right questions. Choosing an agent is a decision that could ultimately cost or save you thousands of dollars. Keep in mind the individual you choose will be handling almost every maneuver in the biggest financial investment of your life. Experience, interests, and expertise vary from agent to agent, so you should be asking very specific questions in order to align your own needs with the abilities of an appropriate representative

  Home Inspections: Top Ten Problems

Each homebuyer has different ideas of what will constitute the ideal home for them, these notions often based on particular aesthetic preferences. But one thing that unites all potential homebuyers is the desire to find a home that is fundamentally sound - in areas beyond the immediate sweep of the eye - and that will provide a safe, comfortable, and efficient foundation for their life behind a new door.

  How to Get Top Dollar for your Home, Fast!

Your home is likely your largest asset, so selling it may be the biggest financial move you've ever made, one that requires significant thought and strategy. However, once you've entered the market, the process may move very quickly: your property has the best chance to sell within its first seven weeks on the market. Studies indicate that the longer a property stays on the market, the less it will ultimately sell for. So, you need to ensure you're ahead of the game. Get your property into top selling shape before it hits the market in order to increase its chances of selling within the desired window of time and drawing top dollar.

  How to Set an Offer Price

There is no set equation to determine how you'll reach an offer price. Rather, the process involves a range of research and comparison that will vary with each situation. You'll need to look at sales of comparable properties, and factor in additional data such as the condition of the property, the current market, and seller circumstances. With this information in hand, you will be able to determine a fair price range and, from there, establish the price you're willing to offer.

  Know the Market before You Buy

The asking prices of most homes on the market indicate the current state of the market, and usually mirror the prices for which other similar homes in the area have recently sold. In deciding upon a selling price, a home-seller must establish a balance between the desire to draw the highest offer and finding a price that will be reasonable enough to attract an appropriate pool of prospects, and competitive offers. While most selling agents counsel their clients to consider this equation when pricing their home, keep in mind that some homes are not properly priced.

  7 Things to Look for in a New Neighbourhood

Whether seeking solace, activity, schools, churches, or green space, every homebuyer looks for a different combination of attributes in a new community. Choosing a neighbourhood that suits your needs and wants is one of the most important decisions you'll make in the home-buying process; your choice of environment will affect the way you experience your new home.

  A Manual to Prepare your Home for Selling

"You never get a second chance at a first impression." We've all heard this expression before. And now, while you are preparing your house to sell, it should not be far from your mind.

  Prepare the Inside of your House for Showing

Once you've minimized the clutter in your home, clearing out excess items and furniture, you'll be ready to concentrate on repairs, cleaning, and decoration. Your goal is to get each room looking its sharpest and most fresh - the better your house looks, the greater your chances that it will sell quickly and for top dollar. Concentrate on the following areas to get your home into selling shape.

  Second Time's a Charm!: Sell the House that Didn't Sell

Don't get discouraged if your property hasn't sold during its first appearance on the market. Your home may actually have been one of the most appealing listings of its kind - and the reasons it didn't sell may have nothing to do with the property itself or the market. Rather, a number of separate factors may have influenced the outcome. Take a step back, break your original selling method into parts, and allow yourself time to evaluate each one. Make a commitment. Establish a new approach. Stick to it. A reassessment of your system, and a shift in perspective, may be just what you need to realize your ultimate goals in the sale of your home.

  Showtime: Tips for Showing your Home

After putting in a huge amount of time and effort to get your home looking good and ready to sell, your hard work is finally going to pay off: your home is on the market - you're ready to begin showing. Your house should always be at-the-ready for a tour, as agents may bring clients by with very little notice. If they catch you unprepared and you aren't able to show the house on the spot, you could be losing out on a sale.

  Stop Paying Your Landlord!: Own Your Own Home

The thousands of dollars in rent you've already paid to your landlord may be a staggering figure - one you don't even want to think about. Buying a house just isn't possible for you right now. And it isn't in your financial cards for the foreseeable future. Or is it? The situation is common and widespread: countless people feel trapped in home rental, pouring thousands of dollars into a place that will never be their own - yet they think they're unable to produce a down payment for a home in order to escape this rental cycle. However, putting the buying process into motion isn't nearly as impossible as it may seem. No matter how dire you believe your financial situation to be, there are several little-known facts that may be key to helping you step from a renter’s rut to home-owning paradise!

  Tips for the Moving Process

It's official: you've signed the papers, dotted all the i's and crossed the t's - you own a new home! You've almost reached the end of your journey. However, now, faced with the daunting task of moving, it may seem as though the journey has just begun. Moving can be a time-consuming and stressful experience if you let yourself be overwhelmed by the job. Remember, though, having a successful move means taking care of the details, one by one. If you break the process down into steps and arrange your time accordingly, you can make it manageable.

  Top Legal Mistakes to Avoid

The process of buying or selling a house seems to involve a million details. It is important that you educate yourself on as many parts of this process as you can - this knowledge could mean the difference of thousands of dollars in the long-run. The legal issues involved in the process are often particularly intricate, ranging from matters of common knowledge to subtle details that might escape the untrained eye. Any of these issues, if not handled properly, could develop into larger problems

  Where to Start: Begin to Prepare your Home for Showing

"You never get a second chance at a first impression." We've all heard this expression before. And now, while you are preparing your house to sell, it should not be far from your mind.

  非加拿大居民如何在温哥华购置房地产

非加拿大居民如何在温哥华购置房地产 非加拿大居民(访客)是否可以在温哥华贷款购房?

可以。

 

如果价格不是太贵的房屋,银行一般会在买家支付35%的首付以后,通过计算房子出租的月租金是否足以偿还月供,而决定是否批准贷款。但是如果是金额较高的豪宅,多数银行会要求您提供比较有说服力、足以证明您有还贷能力的文件,作为贷款审批的重要依据。由于各家银行对访客贷款比例和所需要提供的文件有很大不同,具体情况请您咨询银行顾问。

 

如果您拥有自己的公司或是公司的股东,一般需要提供最好附有翻译件的证明文件(仅供参考)有:

A.  两年的公司财务报表;

B.  个人的房产、其它地产、投资(证券、基金、股票等)证明、车证;

C.  三年的您在当地银行开户、银行存款、贷款的报告 (主要是了解您在当地银行的信用记录); D.  公司营业执照,如果是公司股东还需要提供您在公司中所持有的股份比例;

E.  两份有效证件(身份证、护照或银行信用卡)。

 

如果您是被雇佣者,一般需要提供的文件有:

A.  两年的工资单,报税单;

B.  个人的房产、其它地产、投资(证券、基金、股票等)、车证;

C.  三年的您当地银行开户、银行存款、贷款的报告 (主要是了解您在当地银行的信用记录);

D.  公司雇佣证明;

E.  两份有效证件(身份证、护照或银行信用卡);

 

3、 购房流程 作为买家,只要您与一位值得信赖、经验丰富、英语出类拔萃的专业地产经纪人建立起彼此信赖的合作关系,即可获得购置房地产的一条龙服务,使您的购房之旅一帆风顺。在地产经纪人的协助下,您需要履行如下十项步骤:

 

A. 明确自己的具体需求,比如房屋类型,占地面积,室内面积,是否临近优质的中、小学校区,有否海景、山景和城景,生活与交通方便程度等等。诸多需求往往不易面面俱到,这就需要您排列优先次序,知道哪几点对您来说是最重要的;

 

B. 地产经纪人通过MLS®共享数据库调取符合您要求的目标房屋数据,供您参考,并着手开始调查研究,及时向您传递多渠道收集的重要信息,初步确定若干目标;

C. 由地产经纪人按照您选定的若干目标与卖方代理预约房屋展示,安排具体行程,与您一起实地展示目标房屋;

 

D. 看房行程结束后,经纪人根据您的明确需求,结合其经验提供相应建议和参考意见,与您共同遴选出符合您要求的目标房屋,并进一步调查与这一目标类似的同区其它房屋的近期市场成交纪录,作为与卖方进行价格谈判时的重要参照。与此同时通过联系卖方代理人,尽可能详细了解并分析卖方的具 体情况,知己知彼,针对卖家不同文化背景和思维习惯,合理制定谈判策略,准备下单出价;

 

E. 根据经纪人的经验和对实时市场情况的综合判断,精心准备具有法律效力的书面买卖合同,设定日后(由买方在最终确认合同成立之前)要去除的若干重要条件,比如贷款、验房、产权调查、卖方公开信息审核等;

 

F. 由经纪人预约与对方面对面协商价格、交易时间及其它所有重要合同条款,为您在谈判桌上争取每一分利益。在最好不超过三个回合的谈判之后,使对方接受(包含将要去除的若干条件的)我方最终报价及合同条款。此时卖方已被锁定;

 

G. 买方则在经纪人协助下用7天左右时间逐项去除预设条件,包括产权调查、安排专业执照验房师为您检验目标房屋、审核查证卖方公开的信息等,必要时还须赴有关政府部门调查确认。同时您还需根据自身资金状况与您的开户银行联系,安排贷款事宜;

 

H. 如果合同列明的所有预设条件一一得到满足,经纪人会请您签署有关去除条件的合同附件,并将合同约定的定金本票存入买方经纪公司的信托账户。至此房屋买卖双方交易合同正式生效; I. 协助您与律师保持顺畅联络,由您的律师在交易日为买方注册产权、向卖方代理律师支付房款; J. 由经纪人协助您履行房屋交接手续,在新家将钥匙交到您的手中。

 

4. 非加拿大居民(访客)在温哥华购买的自住房产或是投资房产,在出售的时候产生的利润是否需要缴税? 需要缴税。具体缴税比例请向您在温哥华聘请的专业会计师咨询。 一般情况下,您作为非加拿大居民(访客)在温哥华购买的自住房产或是投资房产在出售的时候,律师会在办理房屋交易手续时候,预留出房屋成交价格的一部分。由会计师核算需要缴纳的税款。如果预留的金额多余所缴纳的税款,多余的金额将退还给您。

 

*本站信息仅供参考,请向您的会计师和律师咨询以获得专业的意见。

Contact Me Anytime

778-708-2239

Interlink Realty

225-8291 Alexandra Rd

Richmond, BC

frank7787082239@gmail.com